Have you ever wondered how to become an insurance agent? Insurance agents are responsible for selling a variety of policies on behalf of insurance carriers or independent brokerages. So how does one become an insurance agent?
When an individual wants to become an insurance agent, they are required to be licensed and well-versed in the policies they offer. Licensed agents are tasked with assisting customers in findingan insurance policy that meets their needs. Every state regulates their insurance licensing processes, and each state’s rules differ. However, there are a few fundamental requirements in becoming a licensed agent.
What is required to obtain an Insurance License?
- Be 18 Years old
- Pay the required licensing fees
- Pass the state’s licensing examination
- Submit necessary documents for a criminal history background check
Additionally, check if your state requires applicants applying for an insurance license to be sponsored by a potential employer. An insurance agent’s license is renewed periodically and retained by completing continuing education courses.
The insurance industry offers a significant amount of potential career growth for newly licensed agents as well as those seeking a career change. The backgrounds of individuals entering the insurance field vary considerably.
How to study and complete licensing requirements online.
Insurance licensing requirements can be completed by three common study methods – traditional classroom style courses, insurance study manuals, or, by completing available online insurance courses. Each learning style meets different student needs.
Completing the license requirements online has the following benefits:
An online insurance course allows a student to begin and to stop coursework based upon their schedule. This in turn, allows a student to dovetail their learning schedule to fit their current schedule.
Most online insurance courses can be completed anywhere and at anytime – from a computer, a laptop, a tablet or a smartphone.
The cost of online learning is significantly less than traditional classroom courses – which can cost up to three or four times as much as online options.
Online course material refines the content to be as clear as possible. And, online courses consistently update course narratives in real time.
Perhaps the most important reason to study online is that, according to a report1 from the U.S. Department of Education, “The overall finding of the meta-analysis is that classes with online learning (whether taught completely online or blended) on average produce stronger student learning outcomes than do classes with solely face-to-face instruction.